Since 2004 · Family-owned · Reliable

Financing
that fits your business.

Personal advice, short decision paths — and financing solutions for a wide range of investments.

Fast decisions

Credit decision within 48 hours — no long chain of command, direct contacts.

Extensive banking network

Access to a broad network of banks, institutional investors and alternative funding sources.

Experience across industries

Over 20 years of experience financing machinery, plants and vehicles — from manufacturers to service providers.

Personal & direct

Family-owned, BaFin-regulated — you always speak with experienced experts, never a call center.

Our services

From financing to asset management

From the first financing consultation through digital asset solutions to long-term support — we accompany the entire lifecycle of your investment.

Asset-based Finance

Tailored financing models

From classic leasing and hire-purchase through sale & lease back to digital pay-per-use and off-balance structures.

  • Classic leasing & hire-purchase
  • Sale and lease back
  • Pay-per-use / Asset-as-a-Service

Asset Monitoring

IoT-based real-time monitoring

Precise real-time monitoring of your assets. Risk assessment per Basel I–III, anomaly detection and a digital machine passport.

  • IoT connectivity
  • IoT Data Hub
  • AI-assisted monitoring

Financial Advisory

Strategic corporate financing

Comprehensive advice on syndicated loans, working-capital lines, asset-based models and sale & lease back — including ESG integration and EU taxonomy.

  • Debt advisory
  • Financial engineering
  • ESG integration & ESG finance
Financing models

Financing solutions for a wide range of investments

Whether classic leasing, hire-purchase or digital financing models — we develop financing solutions that match your investment goals and economic requirements.

Classic leasing

Off-balance possible

Investments with little or no equity. Credit lines stay untouched, capitalized by the lessor, with a purchase option at the end of the term.

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Hire-purchase

Ownership transfer

The buyer acquires legal ownership after the agreed term. Full depreciation, investment grants and subsidies can be used.

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Sale and lease back

Liquidity optimization

Immediate liquidity by selling existing assets and leasing them back. Tax advantages and an improved equity ratio.

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Pay-per-Use / AaaS

Digital model

Perfectly tailored to individual needs: dynamic pricing, pay-per-use leasing and full off-balance solutions under IFRS/HGB.

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IoT & Asset Monitoring

Digital transparency for your investments

Digital asset data create transparency about usage, condition and utilization. Maintenance can be planned better and investment decisions made on a sounder basis.

Data capture

IoT gateways worldwide for a seamless, real-time asset overview.

Monitoring & alerts

Autonomous early-warning system with deviation detection and automatic alerts.

AI analytics

Digital machine passport with wear and service history, powered by AI.

Asset 360°

Usage metrics, overall equipment effectiveness (OEE), energy consumption and remote machine control (HMI).

Off-balance

Balance-neutral asset-finance structures under IFRS and German GAAP (HGB).

CO₂ reporting

Meet regulatory CO₂ requirements — data available per machine.

SAP integrationData exportAsset-as-a-ServicePricing engineRemote HMIBasel I–IIIIFRS / HGBPredictive maintenance
ESG & Sustainability

Sustainability requirementsmet with confidence

Integrating ESG factors significantly improves refinancing prospects. SDL supports CSRD, EU taxonomy and LkSG compliance as well as full CO₂ data capture and reporting.

  • CSRD compliance
  • EU taxonomy reporting
  • LkSG implementation
  • CO₂ data per machine
  • Central carbon-accounting management
  • Policy-compliant data preparation
CO₂ tracking
per asset
EU taxonomy
compliant
ESG reporting
automated
CSRD & LkSG
prepared
It’s this simple

How does it work?

From first inquiry to ongoing operation — three steps, no paperwork chaos.

1

Consultation

You tell us your needs. We analyze your situation and develop the optimal financing concept together — personally, without detours.

2

Structuring

We structure the right solution: classic leasing, sale & lease back, or an IoT-based pay-per-use model — tailored to your business.

3

Financing & operation

Your assets are financed, digitally connected and continuously monitored. You keep the overview, we handle the rest — you focus on your core business.

Since 2004 · Family-owned

Let’s talk about your investment plans.

For over 20 years we have supported companies with their investments — personally, reliably and with short decision paths.

Book a consultation now
Team

The people behind your financing

Short paths, dedicated contacts: you speak with the people who actually implement your financing.

Tap a person for a short profile

Contact

Your personal contact

We’re personally available for you — at four locations in Germany, Austria and India.

Our locations

Elchingen
Germany (HQ)
Donaustraße 1, 89275 Elchingen
Wolfsburg
Germany
Major-Hirst-Straße 11, 38442 Wolfsburg
Kitzbühel
Austria
Schwarzseestraße 2, 6370 Kitzbühel
Hyderabad
India
Hitex Exhibition Centre Gate, 500084 Telangana

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